Lighthouse Credit Union
Start your journey, build, or rebuild your credit with a low rate, no annual fee,1 and a secured option.
Building credit history takes time. The Lighthouse Anchor Card is a great way to start. Your credit limit will equal the amount set aside in a separate account.
Low rates and no annual fee mean the Lighthouse Anchor Card works for you. Isn’t that the way it should be?
Effective 12/10/2025
| Card Type | APR As Low As¹ | Description |
|---|---|---|
| Lighthouse Anchor Card | 12.99% | Variable rate |
| Lighthouse Navigator Card | 15.99% | Variable rate |
Being a credit union member supports community inpact by helping fund local programs through reinvested earnings.
We’re helping more people find homes and essential shelter through partnerships with nonprofits and local government.
Our employees are given paid time off to volunteer for community programs of their choice.
We partner with organizations that help to enrich and nourish the lives of our neighbors.
We fund programs that help fight food insecurity across our communities.
As you make your payments on-time each month, we’ll report that to the credit bureaus. Your credit score and history can improve with each on-time payment and continued responsible use of your available credit.
Opening a secured card is a great way to build credit. With this option, your credit limit will be equal to funds that you set aside in a savings account (at least $550). Making on-time payments and showing responsible use of your available credit helps your credit score and history.
There’s no annual fee1 on the Lighthouse Anchor Card, secured or unsecured. Additionally, there are no balance transfer or cash advance fees,1 although they do accrue interest different than purchases do. Please see our Schedule of Fees and Credit Card Terms & Conditions for full details.
Visa Zero Liability policy means you’re never on the hook for unauthorized or fraudulent charges to your Lighthouse Anchor Card. Read more about Visa’s Zero Liability policy and how it keeps you protected.
