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We're doubling our referral reward for our 90th Anniversary
Get a $100 Reward for each qualifying friend or family member you refer between June 15 – July 17. 1 They’ll get a $100 Reward too!
Stay Grounded with the Anchor Visa® Card
Featuring a low rate and no annual fee,2 the Lighthouse Anchor Card is the perfect partner whether you’re new to credit, rebuilding, or anywhere in between.
Lighthouse is with you. Anytime, anywhere.
Deposit checks,3 pay bills, move money, and more. The Lighthouse Mobile App makes managing your finances a snap by putting Lighthouse right in your pocket.
- For valid and successful referrals submitted between 06/15/2026 and 07/17/2026 (“Promotional Period”), both the Referrer and the Friend will each receive a $100 Virtual Visa® Prepaid Card (“Promotional Reward”). This is an increase from the standard Referral Reward value of $50. To qualify for the Promotional Reward, the Referrer must submit the Friend’s email address during the Promotional Period, and the Friend must complete referral registration during the Promotional Period using the same email address by following the instructions provided in the referral email or by identifying themselves as a referral when visiting a branch or contacting the Credit Union. Referrals submitted prior to 06/15/2026 or after 07/17/2026 are not eligible for the Promotional Reward, even if the Friend opens their account during the Promotional Period. To earn the Promotional Reward, the Friend must: (1) be referred by a Referrer and use the same email address associated with their new account as the one submitted by the Referrer at the time of referral; (2) not be a current Lighthouse Credit Union member and must not have been a member within the prior six (6) months; (3) be eligible for and establish membership by opening a Lighthouse Savings account with a minimum $5 deposit (required for membership); (4) open a personal checking account; (5) complete at least five (5) debit card purchases (excluding ATM transactions and fees) within sixty (60) calendar days of checking account opening; and (6) maintain the checking account in an open status for at least sixty (60) calendar days. All requirements must be completed within the stated timeframes. Both the Referrer and Friend must be at least eighteen (18) years of age, have a valid email address, and be in good standing with Lighthouse Credit Union. All rewards are subject to verification and will be delivered via email within approximately four (4) weeks after all requirements have been satisfied. Referrer Rewards are subject to a maximum of $550 per calendar year; Promotional Referrer Rewards are included in this limit. Each participant may receive only one (1) Friend Reward. This Promotional Reward remains subject to the Lighthouse Credit Union Referral Program Terms and Conditions and may be modified or terminated at any time. Taxes may apply and are the responsibility of the recipient. For full eligibility requirements and additional terms, please refer to the complete Lighthouse Credit Union Referral Program Terms and Conditions.
- Annual Percentage Rates (APR) range from 12.74% to 15.74% based on card type; accurate as of 12/01/2025 and subject to change without notice. APR is variable and may change after account opening. Foreign transaction fee is 1.00% of the amount of each foreign transaction in U.S. dollars. Late payment fee is between $10 and $25 based on the amount owed but will not exceed the payment amount due. Must be a member of Lighthouse Credit Union with at least $5 in a Lighthouse Savings account. All loans subject to credit approval.
- Mobile check deposit is available to members over 16 years old. Deposits are subject to our discretion. Standard Funds Availability policy applies. Please see the Mobile Deposit Disclosure and Agreement for details.
- Must be or become a member of Lighthouse Credit Union by maintaining at least $5 in a Lighthouse Savings account.
Membership means more at Lighthouse
Being a credit union member supports community impact by helping fund local programs through reinvested earnings.
Affordable Housing
We’re helping more people find homes and essential shelter through partnerships with nonprofits and local government.
Volunteering
Our employees are given paid time off to volunteer for community programs of their choice.
Local Organizations
We partner with organizations that help to enrich and nourish the lives of our neighbors.
Food Access
We fund programs that help fight food insecurity across our communities.