Lighthouse Credit Union

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Lighthouse Rewards Checking

Lighthouse Rewards Checking​

Earn 1% cash back on your everyday in-store and online debit card purchases1

Earn cash back with your debit card​

Earn 1% cash back on everyday debit card purchases,1 up to $50 a month, $600 a year. Keep the cash or donate it to the Lighthouse Credit Union Foundation and we’ll match it! Plus, get paid up to 2 days early with direct deposit,2 and bank anywhere with the Lighthouse Mobile Banking App.

Earn 1% Cash Back

Turn every purchase into cash back! Earn up to $50 a month on eligible purchases.1

Get paid early

Because who really likes to wait for payday? Enroll in direct deposit and we’ll post your deposit as soon as we receive your payroll information - often one or two days before your scheduled payday2.

Nationwide Access​

You’ve got access to ATMs and shared branches wherever you are with 30,000 surcharge-free ATMs and 5,900 shared branches nationwide. Search for locations near you.

Rewards Checking FAQs

Simply use your Lighthouse Visa Debit Card for everyday purchases, online or in-store. We’ll post your cash back credit, up to $50 per month, right into your checking account at the close of each month.1

There is a $5 monthly fee for Lighthouse Rewards Checking. However, that fee is waived when you maintain a $2,500 average daily balance in your account.

Set up direct deposit of your paycheck or benefits into your Lighthouse Checking or Rewards Checking account. We’ll post your deposit as soon as we receive the information from your payroll company, often up to two days before your official pay date.2

Accidents happen, and that’s why there’s Overdraft Protection. Link another Lighthouse account and if a transaction posts that exceeds your available checking balance, funds from your designated Lighthouse account will be used to cover the transaction. Contact us or visit a branch to set up overdraft protection.5