Lighthouse Credit Union

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Lighthouse Checking

Lighthouse Checking

Big checking benefits without the fees. Get paid early,1 deposit checks online,2 and stay connected everywhere

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Everyday banking,
guided by Lighthouse

Lighthouse Checking removes the stress from banking. Get paid early,1 manage your accounts at home or on the go, deposit checks online,2 and utilize a nationwide network of shared branches and surcharge-free ATMs. Did we mention there are no monthly maintenance fees or minimum balance requirements?

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Bank without the Fees

Enjoy a hassle-free checking experience. No minimum balance requirement or monthly service fees.

Get Paid Early

Because who really likes to wait for payday? Enroll in direct deposit and we’ll post your deposit as soon as we receive your payroll information - often one or two days before your scheduled payday.1

Nationwide Access​

You’ve got access to ATMs and shared branches wherever you are with 30,000 surcharge-free ATMs and 5,900 shared branches nationwide. Search for locations near you.

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Save on Everyday Spending with Benefits Plus

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Discounts on everyday items like shopping, travel, and more!*

Lighthouse Checking FAQs

There are no monthly maintenance fees or minimum balance requirements on a Lighthouse Checking account. Standard fees apply for services such as wire transfers or stop payment requests. See our Fee Schedule for full details.

Set up direct deposit of your paycheck or benefits into your Lighthouse Checking account. We’ll post your deposit as soon as we receive the information from your payroll company, often up to two days before your official pay date.1

Accidents happen, and that’s why there’s Overdraft Protection. Link another Lighthouse account and if a transaction posts that exceeds your available checking balance, funds from your designated Lighthouse account will be used to cover the transaction. Contact us or visit a branch to set up Overdraft Protection.4