Lighthouse Credit Union

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Checking Accounts

Lighthouse Checking Accounts

Checking built to remove the stress from banking. Fee-free checking or cash back rewards? You choose.

Lighthouse Checking

A fee-free account with no minimum balance requirements and all the tools to manage your money at home or on the go.

Lighthouse Rewards Checking

Earn cash back on your spending, get paid up to two days early, and manage your money safely and securely from anywhere.

Lighthouse Checking FAQs

Choose Lighthouse Checking for simple, fee-free everyday banking, or Lighthouse Rewards if you want 1% cash back and the chance to give back. Both include early pay, digital tools, and nationwide access.

Rewards Checking gives you 1% cash back on eligible debit card purchases, up to $600 annually. Its a great way to earn as you spend, while still enjoying all the benefits of a traditional checking account.

Yes, you set up direct deposit and, when your employer sends funds, we can release your paycheck up to two days sooner, putting money in your hands faster.

Use your Lighthouse Rewards debit card for eligible purchases; you’ll earn 1% cash back on up to $5,000 in transactions per month-up to $600 each year. Keep it and we’ll match your gift.

Lighthouse Checking has no monthly fee, while Lighthouse Rewards charges $5- but we waive it any month your average daily balance stays at $2,500 or more.

Additional Savings Resources

Banking on the Go

Manage your accounts on the go with the Lighthouse Mobile Banking app

Mobile Banking